I often feel that the opening line to most financial commentators should read like the opening line to a fairy tale, or a nightmare. They tell stories about a future that hasn’t happened and make up stories that sound like the markets (read share markets) are driven by computers and not humans.
For the person who is just trying to earn a living, save a bit for retirement and generally get along with others the whole idea that there is many options for their savings is usually overwhelming. This is where we come in, as advisers we understand the majority of options and choose the right one for you. It is not about product, it is about the best solution for you, which may be a product or a service, or nothing at all, you are sorted.
Right now there is a new product on the market, called Lifetime Retirement Income. You may remember annuities, they pay an income to you after you had saved for years to gain a lump sum for them to take the income from. I have seen the conditions of some of these policies, and they are scary. This is different.
Check out their website and see if this type of solution is right for you, then come and talk to us about it, as always there are risks, conditions and terms that must be understood. Come and see us and we will answer any more questions you have, explain the process and be able to guide you through.
This may not be the right solution for you, so come and see us to discuss your options.
DecisionMakers – and while you are there take the FREE risk tolerance test, find out what type of investor you are, or will be.